LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,288
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,448
−HK$1,178/mo
Today · 4.125%
HK$39,626
baseline
▲ 0.50% · 4.625%
HK$42,038
+HK$2,412/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,252/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,483
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,595
−HK$1,129/mo
Today · 4.125%
HK$43,724
baseline
▲ 0.50% · 4.625%
HK$46,029
+HK$2,305/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,448/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,746
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,138
−HK$1,414/mo
Today · 4.125%
HK$47,552
baseline
▲ 0.50% · 4.625%
HK$50,445
+HK$2,893/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,104/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,779
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,114
−HK$1,355/mo
Today · 4.125%
HK$52,469
baseline
▲ 0.50% · 4.625%
HK$55,234
+HK$2,765/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,938/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,203
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,827
−HK$1,650/mo
Today · 4.125%
HK$55,477
baseline
▲ 0.50% · 4.625%
HK$58,853
+HK$3,376/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,954/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,076
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,633
−HK$1,580/mo
Today · 4.125%
HK$61,213
baseline
▲ 0.50% · 4.625%
HK$64,440
+HK$3,227/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,426/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,119
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,207
−HK$2,121/mo
Today · 4.125%
HK$71,328
baseline
▲ 0.50% · 4.625%
HK$75,668
+HK$4,340/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,656/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,669
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,672
−HK$2,031/mo
Today · 4.125%
HK$78,703
baseline
▲ 0.50% · 4.625%
HK$82,852
+HK$4,149/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,406/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,224 · Scale 2, in force from 26 Feb 2026)