LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,290
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,450
−HK$1,178/mo
Today · 4.125%
HK$39,628
baseline
▲ 0.50% · 4.625%
HK$42,040
+HK$2,412/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,256/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,485
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,597
−HK$1,129/mo
Today · 4.125%
HK$43,726
baseline
▲ 0.50% · 4.625%
HK$46,031
+HK$2,305/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,452/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,748
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,140
−HK$1,414/mo
Today · 4.125%
HK$47,554
baseline
▲ 0.50% · 4.625%
HK$50,448
+HK$2,894/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,108/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,782
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,117
−HK$1,354/mo
Today · 4.125%
HK$52,471
baseline
▲ 0.50% · 4.625%
HK$55,237
+HK$2,766/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,942/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,206
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,830
−HK$1,650/mo
Today · 4.125%
HK$55,480
baseline
▲ 0.50% · 4.625%
HK$58,856
+HK$3,376/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,960/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,079
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,636
−HK$1,581/mo
Today · 4.125%
HK$61,217
baseline
▲ 0.50% · 4.625%
HK$64,443
+HK$3,226/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,434/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,122
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,210
−HK$2,121/mo
Today · 4.125%
HK$71,331
baseline
▲ 0.50% · 4.625%
HK$75,672
+HK$4,341/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,662/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,673
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,675
−HK$2,032/mo
Today · 4.125%
HK$78,707
baseline
▲ 0.50% · 4.625%
HK$82,856
+HK$4,149/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,414/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,255 · Scale 2, in force from 26 Feb 2026)