LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,290
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,450
−HK$1,179/mo
Today · 4.125%
HK$39,629
baseline
▲ 0.50% · 4.625%
HK$42,040
+HK$2,411/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,258/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,485
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,598
−HK$1,129/mo
Today · 4.125%
HK$43,727
baseline
▲ 0.50% · 4.625%
HK$46,031
+HK$2,304/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,454/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,749
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,140
−HK$1,415/mo
Today · 4.125%
HK$47,555
baseline
▲ 0.50% · 4.625%
HK$50,448
+HK$2,893/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,110/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,782
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,117
−HK$1,355/mo
Today · 4.125%
HK$52,472
baseline
▲ 0.50% · 4.625%
HK$55,238
+HK$2,766/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,944/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,207
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,831
−HK$1,649/mo
Today · 4.125%
HK$55,480
baseline
▲ 0.50% · 4.625%
HK$58,856
+HK$3,376/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,960/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,079
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,637
−HK$1,580/mo
Today · 4.125%
HK$61,217
baseline
▲ 0.50% · 4.625%
HK$64,444
+HK$3,227/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,434/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,123
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,211
−HK$2,121/mo
Today · 4.125%
HK$71,332
baseline
▲ 0.50% · 4.625%
HK$75,672
+HK$4,340/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,664/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,673
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,676
−HK$2,032/mo
Today · 4.125%
HK$78,708
baseline
▲ 0.50% · 4.625%
HK$82,857
+HK$4,149/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,416/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,261 · Scale 2, in force from 26 Feb 2026)