LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,291
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,451
−HK$1,179/mo
Today · 4.125%
HK$39,630
baseline
▲ 0.50% · 4.625%
HK$42,041
+HK$2,411/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,260/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,486
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,599
−HK$1,128/mo
Today · 4.125%
HK$43,727
baseline
▲ 0.50% · 4.625%
HK$46,032
+HK$2,305/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,454/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,749
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,141
−HK$1,414/mo
Today · 4.125%
HK$47,555
baseline
▲ 0.50% · 4.625%
HK$50,449
+HK$2,894/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,110/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,783
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,118
−HK$1,355/mo
Today · 4.125%
HK$52,473
baseline
▲ 0.50% · 4.625%
HK$55,239
+HK$2,766/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,946/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$613,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,207
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,831
−HK$1,650/mo
Today · 4.125%
HK$55,481
baseline
▲ 0.50% · 4.625%
HK$58,857
+HK$3,376/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,962/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,080
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,638
−HK$1,580/mo
Today · 4.125%
HK$61,218
baseline
▲ 0.50% · 4.625%
HK$64,445
+HK$3,227/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,436/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,124
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,212
−HK$2,121/mo
Today · 4.125%
HK$71,333
baseline
▲ 0.50% · 4.625%
HK$75,674
+HK$4,341/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,666/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,675
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$76,677
−HK$2,032/mo
Today · 4.125%
HK$78,709
baseline
▲ 0.50% · 4.625%
HK$82,858
+HK$4,149/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,418/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,271 · Scale 2, in force from 26 Feb 2026)