LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,293
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,453
−HK$1,179/mo
Today · 4.125%
HK$39,632
baseline
▲ 0.50% · 4.625%
HK$42,043
+HK$2,411/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,264/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,488
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,601
−HK$1,129/mo
Today · 4.125%
HK$43,730
baseline
▲ 0.50% · 4.625%
HK$46,035
+HK$2,305/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,460/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,752
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,144
−HK$1,414/mo
Today · 4.125%
HK$47,558
baseline
▲ 0.50% · 4.625%
HK$50,452
+HK$2,894/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,116/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,786
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,121
−HK$1,355/mo
Today · 4.125%
HK$52,476
baseline
▲ 0.50% · 4.625%
HK$55,242
+HK$2,766/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,952/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,211
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,835
−HK$1,650/mo
Today · 4.125%
HK$55,485
baseline
▲ 0.50% · 4.625%
HK$58,861
+HK$3,376/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,970/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,084
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,642
−HK$1,580/mo
Today · 4.125%
HK$61,222
baseline
▲ 0.50% · 4.625%
HK$64,449
+HK$3,227/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,444/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,128
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$69,216
−HK$2,121/mo
Today · 4.125%
HK$71,337
baseline
▲ 0.50% · 4.625%
HK$75,678
+HK$4,341/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,674/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,679
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,682
−HK$2,032/mo
Today · 4.125%
HK$78,714
baseline
▲ 0.50% · 4.625%
HK$82,863
+HK$4,149/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,428/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,308 · Scale 2, in force from 26 Feb 2026)