LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,298
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,458
−HK$1,179/mo
Today · 4.125%
HK$39,637
baseline
▲ 0.50% · 4.625%
HK$42,049
+HK$2,412/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,274/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,494
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,606
−HK$1,129/mo
Today · 4.125%
HK$43,735
baseline
▲ 0.50% · 4.625%
HK$46,041
+HK$2,306/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,470/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,757
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,150
−HK$1,414/mo
Today · 4.125%
HK$47,564
baseline
▲ 0.50% · 4.625%
HK$50,458
+HK$2,894/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,128/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,792
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,128
−HK$1,354/mo
Today · 4.125%
HK$52,482
baseline
▲ 0.50% · 4.625%
HK$55,249
+HK$2,767/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,964/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,217
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,841
−HK$1,651/mo
Today · 4.125%
HK$55,492
baseline
▲ 0.50% · 4.625%
HK$58,868
+HK$3,376/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,984/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,091
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,649
−HK$1,580/mo
Today · 4.125%
HK$61,229
baseline
▲ 0.50% · 4.625%
HK$64,457
+HK$3,228/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,458/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,136
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,225
−HK$2,121/mo
Today · 4.125%
HK$71,346
baseline
▲ 0.50% · 4.625%
HK$75,688
+HK$4,342/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,692/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,688
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,691
−HK$2,033/mo
Today · 4.125%
HK$78,724
baseline
▲ 0.50% · 4.625%
HK$82,873
+HK$4,149/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,448/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,384 · Scale 2, in force from 26 Feb 2026)