LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,299
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,459
−HK$1,179/mo
Today · 4.125%
HK$39,638
baseline
▲ 0.50% · 4.625%
HK$42,050
+HK$2,412/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,276/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,495
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,608
−HK$1,129/mo
Today · 4.125%
HK$43,737
baseline
▲ 0.50% · 4.625%
HK$46,042
+HK$2,305/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,474/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,759
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,151
−HK$1,415/mo
Today · 4.125%
HK$47,566
baseline
▲ 0.50% · 4.625%
HK$50,460
+HK$2,894/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,132/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,794
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,129
−HK$1,355/mo
Today · 4.125%
HK$52,484
baseline
▲ 0.50% · 4.625%
HK$55,251
+HK$2,767/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,968/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,219
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,843
−HK$1,651/mo
Today · 4.125%
HK$55,494
baseline
▲ 0.50% · 4.625%
HK$58,870
+HK$3,376/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,988/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,093
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,651
−HK$1,581/mo
Today · 4.125%
HK$61,232
baseline
▲ 0.50% · 4.625%
HK$64,459
+HK$3,227/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,464/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,139
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,227
−HK$2,122/mo
Today · 4.125%
HK$71,349
baseline
▲ 0.50% · 4.625%
HK$75,690
+HK$4,341/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,698/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,691
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,694
−HK$2,032/mo
Today · 4.125%
HK$78,726
baseline
▲ 0.50% · 4.625%
HK$82,876
+HK$4,150/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,452/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,406 · Scale 2, in force from 26 Feb 2026)