LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,301
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,461
−HK$1,179/mo
Today · 4.125%
HK$39,640
baseline
▲ 0.50% · 4.625%
HK$42,052
+HK$2,412/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,280/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,496
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,609
−HK$1,129/mo
Today · 4.125%
HK$43,738
baseline
▲ 0.50% · 4.625%
HK$46,044
+HK$2,306/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,476/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,761
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,153
−HK$1,414/mo
Today · 4.125%
HK$47,567
baseline
▲ 0.50% · 4.625%
HK$50,462
+HK$2,895/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$95,134/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,796
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,131
−HK$1,355/mo
Today · 4.125%
HK$52,486
baseline
▲ 0.50% · 4.625%
HK$55,253
+HK$2,767/mo
Deposit HK$6.54M · loan HK$9.81M · min. income ≈ HK$104,972/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,221
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,845
−HK$1,650/mo
Today · 4.125%
HK$55,495
baseline
▲ 0.50% · 4.625%
HK$58,872
+HK$3,377/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,990/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,095
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,653
−HK$1,581/mo
Today · 4.125%
HK$61,234
baseline
▲ 0.50% · 4.625%
HK$64,461
+HK$3,227/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,468/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,141
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,229
−HK$2,122/mo
Today · 4.125%
HK$71,351
baseline
▲ 0.50% · 4.625%
HK$75,693
+HK$4,342/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,702/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,694
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$76,697
−HK$2,032/mo
Today · 4.125%
HK$78,729
baseline
▲ 0.50% · 4.625%
HK$82,879
+HK$4,150/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,458/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,427 · Scale 2, in force from 26 Feb 2026)