LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,301
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,462
−HK$1,179/mo
Today · 4.125%
HK$39,641
baseline
▲ 0.50% · 4.625%
HK$42,053
+HK$2,412/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,282/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,497
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,610
−HK$1,129/mo
Today · 4.125%
HK$43,739
baseline
▲ 0.50% · 4.625%
HK$46,045
+HK$2,306/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,478/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,762
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,154
−HK$1,415/mo
Today · 4.125%
HK$47,569
baseline
▲ 0.50% · 4.625%
HK$50,463
+HK$2,894/mo
Deposit HK$6.54M · loan HK$9.82M · min. income ≈ HK$95,138/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,797
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,132
−HK$1,355/mo
Today · 4.125%
HK$52,487
baseline
▲ 0.50% · 4.625%
HK$55,254
+HK$2,767/mo
Deposit HK$6.54M · loan HK$9.82M · min. income ≈ HK$104,974/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,222
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,846
−HK$1,651/mo
Today · 4.125%
HK$55,497
baseline
▲ 0.50% · 4.625%
HK$58,874
+HK$3,377/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,994/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,096
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,655
−HK$1,580/mo
Today · 4.125%
HK$61,235
baseline
▲ 0.50% · 4.625%
HK$64,463
+HK$3,228/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,470/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,143
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,231
−HK$2,122/mo
Today · 4.125%
HK$71,353
baseline
▲ 0.50% · 4.625%
HK$75,695
+HK$4,342/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,706/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,695
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,699
−HK$2,032/mo
Today · 4.125%
HK$78,731
baseline
▲ 0.50% · 4.625%
HK$82,881
+HK$4,150/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,462/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,441 · Scale 2, in force from 26 Feb 2026)