LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,303
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,463
−HK$1,179/mo
Today · 4.125%
HK$39,642
baseline
▲ 0.50% · 4.625%
HK$42,054
+HK$2,412/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,284/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,499
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,612
−HK$1,129/mo
Today · 4.125%
HK$43,741
baseline
▲ 0.50% · 4.625%
HK$46,047
+HK$2,306/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,482/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,763
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,156
−HK$1,414/mo
Today · 4.125%
HK$47,570
baseline
▲ 0.50% · 4.625%
HK$50,465
+HK$2,895/mo
Deposit HK$6.54M · loan HK$9.82M · min. income ≈ HK$95,140/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,799
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,134
−HK$1,355/mo
Today · 4.125%
HK$52,489
baseline
▲ 0.50% · 4.625%
HK$55,256
+HK$2,767/mo
Deposit HK$6.54M · loan HK$9.82M · min. income ≈ HK$104,978/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,224
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,848
−HK$1,651/mo
Today · 4.125%
HK$55,499
baseline
▲ 0.50% · 4.625%
HK$58,876
+HK$3,377/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$110,998/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,099
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,657
−HK$1,581/mo
Today · 4.125%
HK$61,238
baseline
▲ 0.50% · 4.625%
HK$64,465
+HK$3,227/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,476/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,145
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,234
−HK$2,122/mo
Today · 4.125%
HK$71,356
baseline
▲ 0.50% · 4.625%
HK$75,697
+HK$4,341/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,712/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,698
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,702
−HK$2,032/mo
Today · 4.125%
HK$78,734
baseline
▲ 0.50% · 4.625%
HK$82,884
+HK$4,150/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,468/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,465 · Scale 2, in force from 26 Feb 2026)