LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,304
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,464
−HK$1,179/mo
Today · 4.125%
HK$39,643
baseline
▲ 0.50% · 4.625%
HK$42,055
+HK$2,412/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,286/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,500
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,613
−HK$1,129/mo
Today · 4.125%
HK$43,742
baseline
▲ 0.50% · 4.625%
HK$46,048
+HK$2,306/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,484/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,764
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,157
−HK$1,415/mo
Today · 4.125%
HK$47,572
baseline
▲ 0.50% · 4.625%
HK$50,466
+HK$2,894/mo
Deposit HK$6.54M · loan HK$9.82M · min. income ≈ HK$95,144/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,800
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,136
−HK$1,355/mo
Today · 4.125%
HK$52,491
baseline
▲ 0.50% · 4.625%
HK$55,257
+HK$2,766/mo
Deposit HK$6.54M · loan HK$9.82M · min. income ≈ HK$104,982/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,225
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,850
−HK$1,650/mo
Today · 4.125%
HK$55,500
baseline
▲ 0.50% · 4.625%
HK$58,877
+HK$3,377/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$111,000/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,100
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,658
−HK$1,581/mo
Today · 4.125%
HK$61,239
baseline
▲ 0.50% · 4.625%
HK$64,467
+HK$3,228/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,478/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,147
−HK$4,210/mo
▼ 0.25% · 3.875%
HK$69,235
−HK$2,122/mo
Today · 4.125%
HK$71,357
baseline
▲ 0.50% · 4.625%
HK$75,699
+HK$4,342/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,714/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,700
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,703
−HK$2,033/mo
Today · 4.125%
HK$78,736
baseline
▲ 0.50% · 4.625%
HK$82,886
+HK$4,150/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,472/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,480 · Scale 2, in force from 26 Feb 2026)