LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,306
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,466
−HK$1,179/mo
Today · 4.125%
HK$39,645
baseline
▲ 0.50% · 4.625%
HK$42,058
+HK$2,413/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,290/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,503
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,616
−HK$1,129/mo
Today · 4.125%
HK$43,745
baseline
▲ 0.50% · 4.625%
HK$46,051
+HK$2,306/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,490/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,767
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,160
−HK$1,415/mo
Today · 4.125%
HK$47,575
baseline
▲ 0.50% · 4.625%
HK$50,469
+HK$2,894/mo
Deposit HK$6.54M · loan HK$9.82M · min. income ≈ HK$95,150/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,803
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,139
−HK$1,355/mo
Today · 4.125%
HK$52,494
baseline
▲ 0.50% · 4.625%
HK$55,261
+HK$2,767/mo
Deposit HK$6.54M · loan HK$9.82M · min. income ≈ HK$104,988/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,228
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,853
−HK$1,651/mo
Today · 4.125%
HK$55,504
baseline
▲ 0.50% · 4.625%
HK$58,881
+HK$3,377/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$111,008/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,104
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,662
−HK$1,581/mo
Today · 4.125%
HK$61,243
baseline
▲ 0.50% · 4.625%
HK$64,471
+HK$3,228/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,486/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,151
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,240
−HK$2,122/mo
Today · 4.125%
HK$71,362
baseline
▲ 0.50% · 4.625%
HK$75,704
+HK$4,342/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,724/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,705
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,708
−HK$2,033/mo
Today · 4.125%
HK$78,741
baseline
▲ 0.50% · 4.625%
HK$82,891
+HK$4,150/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,482/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,517 · Scale 2, in force from 26 Feb 2026)