LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,306
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,467
−HK$1,179/mo
Today · 4.125%
HK$39,646
baseline
▲ 0.50% · 4.625%
HK$42,058
+HK$2,412/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,292/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,503
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,616
−HK$1,129/mo
Today · 4.125%
HK$43,745
baseline
▲ 0.50% · 4.625%
HK$46,051
+HK$2,306/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,490/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,768
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,160
−HK$1,415/mo
Today · 4.125%
HK$47,575
baseline
▲ 0.50% · 4.625%
HK$50,470
+HK$2,895/mo
Deposit HK$6.54M · loan HK$9.82M · min. income ≈ HK$95,150/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,804
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,139
−HK$1,355/mo
Today · 4.125%
HK$52,494
baseline
▲ 0.50% · 4.625%
HK$55,261
+HK$2,767/mo
Deposit HK$6.54M · loan HK$9.82M · min. income ≈ HK$104,988/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,229
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,854
−HK$1,650/mo
Today · 4.125%
HK$55,504
baseline
▲ 0.50% · 4.625%
HK$58,882
+HK$3,378/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$111,008/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,104
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,663
−HK$1,580/mo
Today · 4.125%
HK$61,243
baseline
▲ 0.50% · 4.625%
HK$64,472
+HK$3,229/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,486/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,152
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,240
−HK$2,123/mo
Today · 4.125%
HK$71,363
baseline
▲ 0.50% · 4.625%
HK$75,705
+HK$4,342/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$142,726/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,705
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,709
−HK$2,033/mo
Today · 4.125%
HK$78,742
baseline
▲ 0.50% · 4.625%
HK$82,892
+HK$4,150/mo
Deposit HK$1.64M · loan HK$14.72M · min. income ≈ HK$157,484/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,524 · Scale 2, in force from 26 Feb 2026)