LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,308
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,469
−HK$1,179/mo
Today · 4.125%
HK$39,648
baseline
▲ 0.50% · 4.625%
HK$42,060
+HK$2,412/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,296/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,505
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,618
−HK$1,129/mo
Today · 4.125%
HK$43,747
baseline
▲ 0.50% · 4.625%
HK$46,053
+HK$2,306/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,494/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,770
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,162
−HK$1,415/mo
Today · 4.125%
HK$47,577
baseline
▲ 0.50% · 4.625%
HK$50,472
+HK$2,895/mo
Deposit HK$6.54M · loan HK$9.82M · min. income ≈ HK$95,154/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,806
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,142
−HK$1,355/mo
Today · 4.125%
HK$52,497
baseline
▲ 0.50% · 4.625%
HK$55,264
+HK$2,767/mo
Deposit HK$6.54M · loan HK$9.82M · min. income ≈ HK$104,994/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,231
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,856
−HK$1,651/mo
Today · 4.125%
HK$55,507
baseline
▲ 0.50% · 4.625%
HK$58,884
+HK$3,377/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$111,014/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,107
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,665
−HK$1,581/mo
Today · 4.125%
HK$61,246
baseline
▲ 0.50% · 4.625%
HK$64,475
+HK$3,229/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,492/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,155
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,243
−HK$2,123/mo
Today · 4.125%
HK$71,366
baseline
▲ 0.50% · 4.625%
HK$75,708
+HK$4,342/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,732/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,709
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$76,712
−HK$2,033/mo
Today · 4.125%
HK$78,745
baseline
▲ 0.50% · 4.625%
HK$82,896
+HK$4,151/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,490/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,551 · Scale 2, in force from 26 Feb 2026)