LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,310
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,471
−HK$1,179/mo
Today · 4.125%
HK$39,650
baseline
▲ 0.50% · 4.625%
HK$42,063
+HK$2,413/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,300/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,507
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,621
−HK$1,129/mo
Today · 4.125%
HK$43,750
baseline
▲ 0.50% · 4.625%
HK$46,056
+HK$2,306/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,500/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$613,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,772
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,165
−HK$1,415/mo
Today · 4.125%
HK$47,580
baseline
▲ 0.50% · 4.625%
HK$50,475
+HK$2,895/mo
Deposit HK$6.54M · loan HK$9.82M · min. income ≈ HK$95,160/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,809
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,145
−HK$1,355/mo
Today · 4.125%
HK$52,500
baseline
▲ 0.50% · 4.625%
HK$55,267
+HK$2,767/mo
Deposit HK$6.54M · loan HK$9.82M · min. income ≈ HK$105,000/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,234
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,859
−HK$1,651/mo
Today · 4.125%
HK$55,510
baseline
▲ 0.50% · 4.625%
HK$58,888
+HK$3,378/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$111,020/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,110
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,669
−HK$1,581/mo
Today · 4.125%
HK$61,250
baseline
▲ 0.50% · 4.625%
HK$64,478
+HK$3,228/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,500/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,159
−HK$4,211/mo
▼ 0.25% · 3.875%
HK$69,248
−HK$2,122/mo
Today · 4.125%
HK$71,370
baseline
▲ 0.50% · 4.625%
HK$75,713
+HK$4,343/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,740/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,713
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,717
−HK$2,033/mo
Today · 4.125%
HK$78,750
baseline
▲ 0.50% · 4.625%
HK$82,901
+HK$4,151/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,500/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,588 · Scale 2, in force from 26 Feb 2026)