LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,312
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,472
−HK$1,180/mo
Today · 4.125%
HK$39,652
baseline
▲ 0.50% · 4.625%
HK$42,064
+HK$2,412/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,304/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,509
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,622
−HK$1,130/mo
Today · 4.125%
HK$43,752
baseline
▲ 0.50% · 4.625%
HK$46,058
+HK$2,306/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,504/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,774
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,167
−HK$1,415/mo
Today · 4.125%
HK$47,582
baseline
▲ 0.50% · 4.625%
HK$50,477
+HK$2,895/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,164/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,811
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,147
−HK$1,355/mo
Today · 4.125%
HK$52,502
baseline
▲ 0.50% · 4.625%
HK$55,269
+HK$2,767/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,004/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,236
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,861
−HK$1,651/mo
Today · 4.125%
HK$55,512
baseline
▲ 0.50% · 4.625%
HK$58,890
+HK$3,378/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$111,024/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,113
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,671
−HK$1,581/mo
Today · 4.125%
HK$61,252
baseline
▲ 0.50% · 4.625%
HK$64,481
+HK$3,229/mo
Deposit HK$4.91M · loan HK$11.45M · min. income ≈ HK$122,504/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,161
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,250
−HK$2,123/mo
Today · 4.125%
HK$71,373
baseline
▲ 0.50% · 4.625%
HK$75,716
+HK$4,343/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,746/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,716
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,720
−HK$2,033/mo
Today · 4.125%
HK$78,753
baseline
▲ 0.50% · 4.625%
HK$82,904
+HK$4,151/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,506/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,612 · Scale 2, in force from 26 Feb 2026)