LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,315
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,476
−HK$1,179/mo
Today · 4.125%
HK$39,655
baseline
▲ 0.50% · 4.625%
HK$42,068
+HK$2,413/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,310/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,513
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,626
−HK$1,130/mo
Today · 4.125%
HK$43,756
baseline
▲ 0.50% · 4.625%
HK$46,062
+HK$2,306/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,512/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,778
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,171
−HK$1,415/mo
Today · 4.125%
HK$47,586
baseline
▲ 0.50% · 4.625%
HK$50,482
+HK$2,896/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,172/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,815
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,151
−HK$1,356/mo
Today · 4.125%
HK$52,507
baseline
▲ 0.50% · 4.625%
HK$55,275
+HK$2,768/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,014/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,241
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,866
−HK$1,651/mo
Today · 4.125%
HK$55,517
baseline
▲ 0.50% · 4.625%
HK$58,895
+HK$3,378/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,034/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,118
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,677
−HK$1,581/mo
Today · 4.125%
HK$61,258
baseline
▲ 0.50% · 4.625%
HK$64,487
+HK$3,229/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,516/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,167
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,257
−HK$2,122/mo
Today · 4.125%
HK$71,379
baseline
▲ 0.50% · 4.625%
HK$75,723
+HK$4,344/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,758/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,723
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,727
−HK$2,033/mo
Today · 4.125%
HK$78,760
baseline
▲ 0.50% · 4.625%
HK$82,912
+HK$4,152/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,520/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,669 · Scale 2, in force from 26 Feb 2026)