LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,318
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,479
−HK$1,179/mo
Today · 4.125%
HK$39,658
baseline
▲ 0.50% · 4.625%
HK$42,071
+HK$2,413/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,316/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,516
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,629
−HK$1,130/mo
Today · 4.125%
HK$43,759
baseline
▲ 0.50% · 4.625%
HK$46,066
+HK$2,307/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,518/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,782
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,175
−HK$1,415/mo
Today · 4.125%
HK$47,590
baseline
▲ 0.50% · 4.625%
HK$50,486
+HK$2,896/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,180/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,819
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,155
−HK$1,356/mo
Today · 4.125%
HK$52,511
baseline
▲ 0.50% · 4.625%
HK$55,279
+HK$2,768/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,022/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,245
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,870
−HK$1,651/mo
Today · 4.125%
HK$55,521
baseline
▲ 0.50% · 4.625%
HK$58,900
+HK$3,379/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,042/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,122
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,681
−HK$1,581/mo
Today · 4.125%
HK$61,262
baseline
▲ 0.50% · 4.625%
HK$64,492
+HK$3,230/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,524/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,172
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,262
−HK$2,123/mo
Today · 4.125%
HK$71,385
baseline
▲ 0.50% · 4.625%
HK$75,728
+HK$4,343/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,770/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,729
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,733
−HK$2,033/mo
Today · 4.125%
HK$78,766
baseline
▲ 0.50% · 4.625%
HK$82,918
+HK$4,152/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,532/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,715 · Scale 2, in force from 26 Feb 2026)