LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,319
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,480
−HK$1,179/mo
Today · 4.125%
HK$39,659
baseline
▲ 0.50% · 4.625%
HK$42,072
+HK$2,413/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,318/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,517
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,630
−HK$1,130/mo
Today · 4.125%
HK$43,760
baseline
▲ 0.50% · 4.625%
HK$46,067
+HK$2,307/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,520/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,783
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,176
−HK$1,415/mo
Today · 4.125%
HK$47,591
baseline
▲ 0.50% · 4.625%
HK$50,487
+HK$2,896/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,182/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,820
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,156
−HK$1,356/mo
Today · 4.125%
HK$52,512
baseline
▲ 0.50% · 4.625%
HK$55,280
+HK$2,768/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,024/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,246
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,872
−HK$1,651/mo
Today · 4.125%
HK$55,523
baseline
▲ 0.50% · 4.625%
HK$58,901
+HK$3,378/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,046/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,124
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,682
−HK$1,582/mo
Today · 4.125%
HK$61,264
baseline
▲ 0.50% · 4.625%
HK$64,493
+HK$3,229/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,528/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,174
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,263
−HK$2,123/mo
Today · 4.125%
HK$71,386
baseline
▲ 0.50% · 4.625%
HK$75,730
+HK$4,344/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,772/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,730
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,735
−HK$2,033/mo
Today · 4.125%
HK$78,768
baseline
▲ 0.50% · 4.625%
HK$82,920
+HK$4,152/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,536/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,729 · Scale 2, in force from 26 Feb 2026)