LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,320
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,481
−HK$1,179/mo
Today · 4.125%
HK$39,660
baseline
▲ 0.50% · 4.625%
HK$42,074
+HK$2,414/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,320/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,518
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,632
−HK$1,129/mo
Today · 4.125%
HK$43,761
baseline
▲ 0.50% · 4.625%
HK$46,068
+HK$2,307/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,522/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,784
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,177
−HK$1,415/mo
Today · 4.125%
HK$47,592
baseline
▲ 0.50% · 4.625%
HK$50,488
+HK$2,896/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,184/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,822
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,158
−HK$1,355/mo
Today · 4.125%
HK$52,513
baseline
▲ 0.50% · 4.625%
HK$55,281
+HK$2,768/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,026/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,248
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,873
−HK$1,651/mo
Today · 4.125%
HK$55,524
baseline
▲ 0.50% · 4.625%
HK$58,903
+HK$3,379/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,048/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,125
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,684
−HK$1,582/mo
Today · 4.125%
HK$61,266
baseline
▲ 0.50% · 4.625%
HK$64,495
+HK$3,229/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,532/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,176
−HK$4,212/mo
▼ 0.25% · 3.875%
HK$69,266
−HK$2,122/mo
Today · 4.125%
HK$71,388
baseline
▲ 0.50% · 4.625%
HK$75,732
+HK$4,344/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,776/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,733
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$76,737
−HK$2,033/mo
Today · 4.125%
HK$78,770
baseline
▲ 0.50% · 4.625%
HK$82,922
+HK$4,152/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,540/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,747 · Scale 2, in force from 26 Feb 2026)