LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,321
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,482
−HK$1,179/mo
Today · 4.125%
HK$39,661
baseline
▲ 0.50% · 4.625%
HK$42,074
+HK$2,413/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,322/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,519
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,633
−HK$1,129/mo
Today · 4.125%
HK$43,762
baseline
▲ 0.50% · 4.625%
HK$46,069
+HK$2,307/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,524/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,785
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,178
−HK$1,415/mo
Today · 4.125%
HK$47,593
baseline
▲ 0.50% · 4.625%
HK$50,489
+HK$2,896/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,186/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,823
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,159
−HK$1,356/mo
Today · 4.125%
HK$52,515
baseline
▲ 0.50% · 4.625%
HK$55,283
+HK$2,768/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,030/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,249
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,874
−HK$1,652/mo
Today · 4.125%
HK$55,526
baseline
▲ 0.50% · 4.625%
HK$58,904
+HK$3,378/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,052/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,127
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,686
−HK$1,581/mo
Today · 4.125%
HK$61,267
baseline
▲ 0.50% · 4.625%
HK$64,496
+HK$3,229/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,534/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,177
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,267
−HK$2,123/mo
Today · 4.125%
HK$71,390
baseline
▲ 0.50% · 4.625%
HK$75,734
+HK$4,344/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,780/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,734
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,739
−HK$2,033/mo
Today · 4.125%
HK$78,772
baseline
▲ 0.50% · 4.625%
HK$82,924
+HK$4,152/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,544/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,760 · Scale 2, in force from 26 Feb 2026)