LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,322
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,483
−HK$1,180/mo
Today · 4.125%
HK$39,663
baseline
▲ 0.50% · 4.625%
HK$42,076
+HK$2,413/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,326/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,521
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,634
−HK$1,130/mo
Today · 4.125%
HK$43,764
baseline
▲ 0.50% · 4.625%
HK$46,071
+HK$2,307/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,528/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,787
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,180
−HK$1,415/mo
Today · 4.125%
HK$47,595
baseline
▲ 0.50% · 4.625%
HK$50,491
+HK$2,896/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,190/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,825
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,161
−HK$1,356/mo
Today · 4.125%
HK$52,517
baseline
▲ 0.50% · 4.625%
HK$55,285
+HK$2,768/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,034/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,251
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,876
−HK$1,652/mo
Today · 4.125%
HK$55,528
baseline
▲ 0.50% · 4.625%
HK$58,907
+HK$3,379/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,056/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,129
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,688
−HK$1,581/mo
Today · 4.125%
HK$61,269
baseline
▲ 0.50% · 4.625%
HK$64,499
+HK$3,230/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,538/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,180
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,270
−HK$2,123/mo
Today · 4.125%
HK$71,393
baseline
▲ 0.50% · 4.625%
HK$75,737
+HK$4,344/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,786/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,737
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,742
−HK$2,033/mo
Today · 4.125%
HK$78,775
baseline
▲ 0.50% · 4.625%
HK$82,927
+HK$4,152/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,550/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,785 · Scale 2, in force from 26 Feb 2026)