LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,324
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,485
−HK$1,180/mo
Today · 4.125%
HK$39,665
baseline
▲ 0.50% · 4.625%
HK$42,078
+HK$2,413/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,330/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,523
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,636
−HK$1,130/mo
Today · 4.125%
HK$43,766
baseline
▲ 0.50% · 4.625%
HK$46,073
+HK$2,307/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,532/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,789
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,182
−HK$1,416/mo
Today · 4.125%
HK$47,598
baseline
▲ 0.50% · 4.625%
HK$50,494
+HK$2,896/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,196/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,827
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,164
−HK$1,355/mo
Today · 4.125%
HK$52,519
baseline
▲ 0.50% · 4.625%
HK$55,288
+HK$2,769/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,038/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,254
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,879
−HK$1,652/mo
Today · 4.125%
HK$55,531
baseline
▲ 0.50% · 4.625%
HK$58,910
+HK$3,379/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,062/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,132
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,691
−HK$1,582/mo
Today · 4.125%
HK$61,273
baseline
▲ 0.50% · 4.625%
HK$64,502
+HK$3,229/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,546/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,184
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,273
−HK$2,124/mo
Today · 4.125%
HK$71,397
baseline
▲ 0.50% · 4.625%
HK$75,741
+HK$4,344/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,794/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,741
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,746
−HK$2,033/mo
Today · 4.125%
HK$78,779
baseline
▲ 0.50% · 4.625%
HK$82,932
+HK$4,153/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,558/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,817 · Scale 2, in force from 26 Feb 2026)