LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,325
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,486
−HK$1,180/mo
Today · 4.125%
HK$39,666
baseline
▲ 0.50% · 4.625%
HK$42,079
+HK$2,413/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,332/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,524
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,637
−HK$1,130/mo
Today · 4.125%
HK$43,767
baseline
▲ 0.50% · 4.625%
HK$46,074
+HK$2,307/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,534/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,790
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,183
−HK$1,416/mo
Today · 4.125%
HK$47,599
baseline
▲ 0.50% · 4.625%
HK$50,495
+HK$2,896/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,198/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,829
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,165
−HK$1,356/mo
Today · 4.125%
HK$52,521
baseline
▲ 0.50% · 4.625%
HK$55,289
+HK$2,768/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,042/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,255
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,881
−HK$1,651/mo
Today · 4.125%
HK$55,532
baseline
▲ 0.50% · 4.625%
HK$58,911
+HK$3,379/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,064/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,133
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,692
−HK$1,582/mo
Today · 4.125%
HK$61,274
baseline
▲ 0.50% · 4.625%
HK$64,504
+HK$3,230/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,548/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,185
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,275
−HK$2,123/mo
Today · 4.125%
HK$71,398
baseline
▲ 0.50% · 4.625%
HK$75,743
+HK$4,345/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,796/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,743
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,747
−HK$2,034/mo
Today · 4.125%
HK$78,781
baseline
▲ 0.50% · 4.625%
HK$82,934
+HK$4,153/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,562/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,831 · Scale 2, in force from 26 Feb 2026)