LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,326
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,487
−HK$1,180/mo
Today · 4.125%
HK$39,667
baseline
▲ 0.50% · 4.625%
HK$42,081
+HK$2,414/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,334/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,525
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,639
−HK$1,130/mo
Today · 4.125%
HK$43,769
baseline
▲ 0.50% · 4.625%
HK$46,076
+HK$2,307/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,538/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,792
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,185
−HK$1,415/mo
Today · 4.125%
HK$47,600
baseline
▲ 0.50% · 4.625%
HK$50,497
+HK$2,897/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,200/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,830
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,167
−HK$1,355/mo
Today · 4.125%
HK$52,522
baseline
▲ 0.50% · 4.625%
HK$55,291
+HK$2,769/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,044/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,257
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,882
−HK$1,652/mo
Today · 4.125%
HK$55,534
baseline
▲ 0.50% · 4.625%
HK$58,913
+HK$3,379/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,068/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,135
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,694
−HK$1,582/mo
Today · 4.125%
HK$61,276
baseline
▲ 0.50% · 4.625%
HK$64,506
+HK$3,230/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,552/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,187
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,277
−HK$2,124/mo
Today · 4.125%
HK$71,401
baseline
▲ 0.50% · 4.625%
HK$75,745
+HK$4,344/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,802/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,745
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,750
−HK$2,033/mo
Today · 4.125%
HK$78,783
baseline
▲ 0.50% · 4.625%
HK$82,936
+HK$4,153/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,566/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,851 · Scale 2, in force from 26 Feb 2026)