LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,328
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,489
−HK$1,180/mo
Today · 4.125%
HK$39,669
baseline
▲ 0.50% · 4.625%
HK$42,082
+HK$2,413/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$79,338/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,527
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,640
−HK$1,130/mo
Today · 4.125%
HK$43,770
baseline
▲ 0.50% · 4.625%
HK$46,078
+HK$2,308/mo
Deposit HK$8.18M · loan HK$8.18M · min. income ≈ HK$87,540/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,793
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,187
−HK$1,415/mo
Today · 4.125%
HK$47,602
baseline
▲ 0.50% · 4.625%
HK$50,499
+HK$2,897/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,204/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,832
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,169
−HK$1,355/mo
Today · 4.125%
HK$52,524
baseline
▲ 0.50% · 4.625%
HK$55,293
+HK$2,769/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,048/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,259
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,884
−HK$1,652/mo
Today · 4.125%
HK$55,536
baseline
▲ 0.50% · 4.625%
HK$58,915
+HK$3,379/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,072/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,137
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,697
−HK$1,581/mo
Today · 4.125%
HK$61,278
baseline
▲ 0.50% · 4.625%
HK$64,509
+HK$3,231/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,556/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$613,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,190
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,280
−HK$2,123/mo
Today · 4.125%
HK$71,403
baseline
▲ 0.50% · 4.625%
HK$75,748
+HK$4,345/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,806/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,748
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,753
−HK$2,034/mo
Today · 4.125%
HK$78,787
baseline
▲ 0.50% · 4.625%
HK$82,940
+HK$4,153/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,574/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,875 · Scale 2, in force from 26 Feb 2026)