LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,329
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,490
−HK$1,180/mo
Today · 4.125%
HK$39,670
baseline
▲ 0.50% · 4.625%
HK$42,083
+HK$2,413/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,340/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,528
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,642
−HK$1,129/mo
Today · 4.125%
HK$43,771
baseline
▲ 0.50% · 4.625%
HK$46,079
+HK$2,308/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,542/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,794
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,188
−HK$1,415/mo
Today · 4.125%
HK$47,603
baseline
▲ 0.50% · 4.625%
HK$50,500
+HK$2,897/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,206/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,833
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,170
−HK$1,356/mo
Today · 4.125%
HK$52,526
baseline
▲ 0.50% · 4.625%
HK$55,294
+HK$2,768/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,052/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,260
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,886
−HK$1,651/mo
Today · 4.125%
HK$55,537
baseline
▲ 0.50% · 4.625%
HK$58,917
+HK$3,380/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,074/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$613,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,139
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,698
−HK$1,582/mo
Today · 4.125%
HK$61,280
baseline
▲ 0.50% · 4.625%
HK$64,510
+HK$3,230/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,560/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$613,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,192
−HK$4,213/mo
▼ 0.25% · 3.875%
HK$69,282
−HK$2,123/mo
Today · 4.125%
HK$71,405
baseline
▲ 0.50% · 4.625%
HK$75,750
+HK$4,345/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,810/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,750
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,755
−HK$2,034/mo
Today · 4.125%
HK$78,789
baseline
▲ 0.50% · 4.625%
HK$82,942
+HK$4,153/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,578/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,891 · Scale 2, in force from 26 Feb 2026)