LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,329
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,490
−HK$1,180/mo
Today · 4.125%
HK$39,670
baseline
▲ 0.50% · 4.625%
HK$42,084
+HK$2,414/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,340/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,528
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,642
−HK$1,130/mo
Today · 4.125%
HK$43,772
baseline
▲ 0.50% · 4.625%
HK$46,079
+HK$2,307/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,544/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,795
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,188
−HK$1,416/mo
Today · 4.125%
HK$47,604
baseline
▲ 0.50% · 4.625%
HK$50,500
+HK$2,896/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,208/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,834
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,170
−HK$1,356/mo
Today · 4.125%
HK$52,526
baseline
▲ 0.50% · 4.625%
HK$55,295
+HK$2,769/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,052/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,261
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,886
−HK$1,652/mo
Today · 4.125%
HK$55,538
baseline
▲ 0.50% · 4.625%
HK$58,917
+HK$3,379/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,076/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$613,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,139
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,699
−HK$1,581/mo
Today · 4.125%
HK$61,280
baseline
▲ 0.50% · 4.625%
HK$64,511
+HK$3,231/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,560/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$613,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,192
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,282
−HK$2,124/mo
Today · 4.125%
HK$71,406
baseline
▲ 0.50% · 4.625%
HK$75,751
+HK$4,345/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,812/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,751
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,755
−HK$2,034/mo
Today · 4.125%
HK$78,789
baseline
▲ 0.50% · 4.625%
HK$82,942
+HK$4,153/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,578/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,894 · Scale 2, in force from 26 Feb 2026)