LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,330
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,491
−HK$1,179/mo
Today · 4.125%
HK$39,670
baseline
▲ 0.50% · 4.625%
HK$42,084
+HK$2,414/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,340/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,529
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,643
−HK$1,129/mo
Today · 4.125%
HK$43,772
baseline
▲ 0.50% · 4.625%
HK$46,080
+HK$2,308/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,544/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,795
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,189
−HK$1,416/mo
Today · 4.125%
HK$47,605
baseline
▲ 0.50% · 4.625%
HK$50,501
+HK$2,896/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,210/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,834
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,171
−HK$1,356/mo
Today · 4.125%
HK$52,527
baseline
▲ 0.50% · 4.625%
HK$55,296
+HK$2,769/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,054/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,261
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,887
−HK$1,652/mo
Today · 4.125%
HK$55,539
baseline
▲ 0.50% · 4.625%
HK$58,918
+HK$3,379/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,078/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$613,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,140
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,700
−HK$1,581/mo
Today · 4.125%
HK$61,281
baseline
▲ 0.50% · 4.625%
HK$64,512
+HK$3,231/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,562/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$613,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,193
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,283
−HK$2,124/mo
Today · 4.125%
HK$71,407
baseline
▲ 0.50% · 4.625%
HK$75,752
+HK$4,345/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$142,814/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,752
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$76,757
−HK$2,033/mo
Today · 4.125%
HK$78,790
baseline
▲ 0.50% · 4.625%
HK$82,943
+HK$4,153/mo
Deposit HK$1.64M · loan HK$14.73M · min. income ≈ HK$157,580/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,904 · Scale 2, in force from 26 Feb 2026)