LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,335
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,496
−HK$1,180/mo
Today · 4.125%
HK$39,676
baseline
▲ 0.50% · 4.625%
HK$42,090
+HK$2,414/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,352/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,534
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,648
−HK$1,130/mo
Today · 4.125%
HK$43,778
baseline
▲ 0.50% · 4.625%
HK$46,086
+HK$2,308/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,556/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,802
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,195
−HK$1,416/mo
Today · 4.125%
HK$47,611
baseline
▲ 0.50% · 4.625%
HK$50,508
+HK$2,897/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,222/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,841
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,178
−HK$1,356/mo
Today · 4.125%
HK$52,534
baseline
▲ 0.50% · 4.625%
HK$55,303
+HK$2,769/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,068/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,269
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,894
−HK$1,652/mo
Today · 4.125%
HK$55,546
baseline
▲ 0.50% · 4.625%
HK$58,926
+HK$3,380/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,092/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$613,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,148
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,708
−HK$1,582/mo
Today · 4.125%
HK$61,290
baseline
▲ 0.50% · 4.625%
HK$64,520
+HK$3,230/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,580/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$613,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,202
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,293
−HK$2,124/mo
Today · 4.125%
HK$71,417
baseline
▲ 0.50% · 4.625%
HK$75,762
+HK$4,345/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,834/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,762
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,767
−HK$2,034/mo
Today · 4.125%
HK$78,801
baseline
▲ 0.50% · 4.625%
HK$82,955
+HK$4,154/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,602/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,988 · Scale 2, in force from 26 Feb 2026)