LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,335
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,496
−HK$1,180/mo
Today · 4.125%
HK$39,676
baseline
▲ 0.50% · 4.625%
HK$42,090
+HK$2,414/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,352/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,535
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,649
−HK$1,130/mo
Today · 4.125%
HK$43,779
baseline
▲ 0.50% · 4.625%
HK$46,086
+HK$2,307/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,558/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$613,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,802
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$46,196
−HK$1,415/mo
Today · 4.125%
HK$47,611
baseline
▲ 0.50% · 4.625%
HK$50,508
+HK$2,897/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,222/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,842
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$51,178
−HK$1,356/mo
Today · 4.125%
HK$52,534
baseline
▲ 0.50% · 4.625%
HK$55,304
+HK$2,770/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,068/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$613,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,269
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,895
−HK$1,652/mo
Today · 4.125%
HK$55,547
baseline
▲ 0.50% · 4.625%
HK$58,927
+HK$3,380/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,094/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$613,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,149
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,708
−HK$1,582/mo
Today · 4.125%
HK$61,290
baseline
▲ 0.50% · 4.625%
HK$64,521
+HK$3,231/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,580/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$613,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,203
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,293
−HK$2,124/mo
Today · 4.125%
HK$71,417
baseline
▲ 0.50% · 4.625%
HK$75,763
+HK$4,346/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,834/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,763
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,768
−HK$2,034/mo
Today · 4.125%
HK$78,802
baseline
▲ 0.50% · 4.625%
HK$82,955
+HK$4,153/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,604/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$613,993 · Scale 2, in force from 26 Feb 2026)