LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,336
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,497
−HK$1,180/mo
Today · 4.125%
HK$39,677
baseline
▲ 0.50% · 4.625%
HK$42,091
+HK$2,414/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,354/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,536
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,650
−HK$1,130/mo
Today · 4.125%
HK$43,780
baseline
▲ 0.50% · 4.625%
HK$46,087
+HK$2,307/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,560/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,803
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,197
−HK$1,416/mo
Today · 4.125%
HK$47,613
baseline
▲ 0.50% · 4.625%
HK$50,510
+HK$2,897/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,226/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,843
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,180
−HK$1,356/mo
Today · 4.125%
HK$52,536
baseline
▲ 0.50% · 4.625%
HK$55,305
+HK$2,769/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,072/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,270
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,896
−HK$1,652/mo
Today · 4.125%
HK$55,548
baseline
▲ 0.50% · 4.625%
HK$58,928
+HK$3,380/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,096/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,150
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,710
−HK$1,582/mo
Today · 4.125%
HK$61,292
baseline
▲ 0.50% · 4.625%
HK$64,522
+HK$3,230/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,584/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,204
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,295
−HK$2,124/mo
Today · 4.125%
HK$71,419
baseline
▲ 0.50% · 4.625%
HK$75,764
+HK$4,345/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,838/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,764
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,769
−HK$2,035/mo
Today · 4.125%
HK$78,804
baseline
▲ 0.50% · 4.625%
HK$82,957
+HK$4,153/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,608/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,007 · Scale 2, in force from 26 Feb 2026)