LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,337
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,498
−HK$1,180/mo
Today · 4.125%
HK$39,678
baseline
▲ 0.50% · 4.625%
HK$42,093
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,356/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,537
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,651
−HK$1,130/mo
Today · 4.125%
HK$43,781
baseline
▲ 0.50% · 4.625%
HK$46,089
+HK$2,308/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,562/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,804
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,198
−HK$1,416/mo
Today · 4.125%
HK$47,614
baseline
▲ 0.50% · 4.625%
HK$50,511
+HK$2,897/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$95,228/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,844
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,181
−HK$1,356/mo
Today · 4.125%
HK$52,537
baseline
▲ 0.50% · 4.625%
HK$55,307
+HK$2,770/mo
Deposit HK$6.55M · loan HK$9.82M · min. income ≈ HK$105,074/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,272
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,898
−HK$1,652/mo
Today · 4.125%
HK$55,550
baseline
▲ 0.50% · 4.625%
HK$58,930
+HK$3,380/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,100/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,152
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,711
−HK$1,583/mo
Today · 4.125%
HK$61,294
baseline
▲ 0.50% · 4.625%
HK$64,524
+HK$3,230/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,588/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,207
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$69,297
−HK$2,124/mo
Today · 4.125%
HK$71,421
baseline
▲ 0.50% · 4.625%
HK$75,767
+HK$4,346/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,842/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,767
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$76,772
−HK$2,034/mo
Today · 4.125%
HK$78,806
baseline
▲ 0.50% · 4.625%
HK$82,960
+HK$4,154/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,612/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,027 · Scale 2, in force from 26 Feb 2026)