LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,341
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,502
−HK$1,180/mo
Today · 4.125%
HK$39,682
baseline
▲ 0.50% · 4.625%
HK$42,097
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,364/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,541
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,655
−HK$1,130/mo
Today · 4.125%
HK$43,785
baseline
▲ 0.50% · 4.625%
HK$46,093
+HK$2,308/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,570/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,809
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,202
−HK$1,417/mo
Today · 4.125%
HK$47,619
baseline
▲ 0.50% · 4.625%
HK$50,516
+HK$2,897/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,238/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,849
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,186
−HK$1,356/mo
Today · 4.125%
HK$52,542
baseline
▲ 0.50% · 4.625%
HK$55,312
+HK$2,770/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,084/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,277
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,903
−HK$1,652/mo
Today · 4.125%
HK$55,555
baseline
▲ 0.50% · 4.625%
HK$58,935
+HK$3,380/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,110/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,157
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,717
−HK$1,582/mo
Today · 4.125%
HK$61,299
baseline
▲ 0.50% · 4.625%
HK$64,531
+HK$3,232/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,598/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,213
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,304
−HK$2,124/mo
Today · 4.125%
HK$71,428
baseline
▲ 0.50% · 4.625%
HK$75,774
+HK$4,346/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,856/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,774
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,779
−HK$2,035/mo
Today · 4.125%
HK$78,814
baseline
▲ 0.50% · 4.625%
HK$82,968
+HK$4,154/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,628/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,085 · Scale 2, in force from 26 Feb 2026)