LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,341
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,502
−HK$1,180/mo
Today · 4.125%
HK$39,682
baseline
▲ 0.50% · 4.625%
HK$42,097
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,364/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,541
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,655
−HK$1,131/mo
Today · 4.125%
HK$43,786
baseline
▲ 0.50% · 4.625%
HK$46,094
+HK$2,308/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,572/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,809
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,203
−HK$1,416/mo
Today · 4.125%
HK$47,619
baseline
▲ 0.50% · 4.625%
HK$50,516
+HK$2,897/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,238/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,850
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,186
−HK$1,357/mo
Today · 4.125%
HK$52,543
baseline
▲ 0.50% · 4.625%
HK$55,312
+HK$2,769/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,086/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,277
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,903
−HK$1,652/mo
Today · 4.125%
HK$55,555
baseline
▲ 0.50% · 4.625%
HK$58,936
+HK$3,381/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,110/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,158
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,718
−HK$1,582/mo
Today · 4.125%
HK$61,300
baseline
▲ 0.50% · 4.625%
HK$64,531
+HK$3,231/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,600/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,213
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,304
−HK$2,124/mo
Today · 4.125%
HK$71,428
baseline
▲ 0.50% · 4.625%
HK$75,775
+HK$4,347/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,856/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,774
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,780
−HK$2,034/mo
Today · 4.125%
HK$78,814
baseline
▲ 0.50% · 4.625%
HK$82,969
+HK$4,155/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,628/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,090 · Scale 2, in force from 26 Feb 2026)