LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,342
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$38,503
−HK$1,180/mo
Today · 4.125%
HK$39,683
baseline
▲ 0.50% · 4.625%
HK$42,098
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,366/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,542
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,656
−HK$1,131/mo
Today · 4.125%
HK$43,787
baseline
▲ 0.50% · 4.625%
HK$46,095
+HK$2,308/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,574/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,810
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,204
−HK$1,416/mo
Today · 4.125%
HK$47,620
baseline
▲ 0.50% · 4.625%
HK$50,518
+HK$2,898/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,240/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,851
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,188
−HK$1,356/mo
Today · 4.125%
HK$52,544
baseline
▲ 0.50% · 4.625%
HK$55,314
+HK$2,770/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,088/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,278
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,905
−HK$1,652/mo
Today · 4.125%
HK$55,557
baseline
▲ 0.50% · 4.625%
HK$58,937
+HK$3,380/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,114/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,159
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,719
−HK$1,582/mo
Today · 4.125%
HK$61,301
baseline
▲ 0.50% · 4.625%
HK$64,533
+HK$3,232/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,602/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,215
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,306
−HK$2,124/mo
Today · 4.125%
HK$71,430
baseline
▲ 0.50% · 4.625%
HK$75,776
+HK$4,346/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,860/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,776
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,782
−HK$2,034/mo
Today · 4.125%
HK$78,816
baseline
▲ 0.50% · 4.625%
HK$82,971
+HK$4,155/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,632/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,104 · Scale 2, in force from 26 Feb 2026)