LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,342
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,504
−HK$1,180/mo
Today · 4.125%
HK$39,684
baseline
▲ 0.50% · 4.625%
HK$42,099
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,368/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,543
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,657
−HK$1,131/mo
Today · 4.125%
HK$43,788
baseline
▲ 0.50% · 4.625%
HK$46,096
+HK$2,308/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,576/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,811
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,205
−HK$1,416/mo
Today · 4.125%
HK$47,621
baseline
▲ 0.50% · 4.625%
HK$50,519
+HK$2,898/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,242/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,852
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,189
−HK$1,356/mo
Today · 4.125%
HK$52,545
baseline
▲ 0.50% · 4.625%
HK$55,315
+HK$2,770/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,090/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,279
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,906
−HK$1,652/mo
Today · 4.125%
HK$55,558
baseline
▲ 0.50% · 4.625%
HK$58,938
+HK$3,380/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,116/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,160
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,720
−HK$1,583/mo
Today · 4.125%
HK$61,303
baseline
▲ 0.50% · 4.625%
HK$64,534
+HK$3,231/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,606/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,216
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,307
−HK$2,125/mo
Today · 4.125%
HK$71,432
baseline
▲ 0.50% · 4.625%
HK$75,778
+HK$4,346/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,864/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,778
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,783
−HK$2,035/mo
Today · 4.125%
HK$78,818
baseline
▲ 0.50% · 4.625%
HK$82,972
+HK$4,154/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,636/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,117 · Scale 2, in force from 26 Feb 2026)