LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,343
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,505
−HK$1,180/mo
Today · 4.125%
HK$39,685
baseline
▲ 0.50% · 4.625%
HK$42,099
+HK$2,414/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,370/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,544
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,658
−HK$1,130/mo
Today · 4.125%
HK$43,788
baseline
▲ 0.50% · 4.625%
HK$46,096
+HK$2,308/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,576/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,812
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,206
−HK$1,416/mo
Today · 4.125%
HK$47,622
baseline
▲ 0.50% · 4.625%
HK$50,519
+HK$2,897/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,244/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,852
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,190
−HK$1,356/mo
Today · 4.125%
HK$52,546
baseline
▲ 0.50% · 4.625%
HK$55,316
+HK$2,770/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,092/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,280
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,906
−HK$1,653/mo
Today · 4.125%
HK$55,559
baseline
▲ 0.50% · 4.625%
HK$58,939
+HK$3,380/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,118/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,161
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,721
−HK$1,583/mo
Today · 4.125%
HK$61,304
baseline
▲ 0.50% · 4.625%
HK$64,535
+HK$3,231/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,608/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,217
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,308
−HK$2,125/mo
Today · 4.125%
HK$71,433
baseline
▲ 0.50% · 4.625%
HK$75,779
+HK$4,346/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,866/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,779
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,784
−HK$2,035/mo
Today · 4.125%
HK$78,819
baseline
▲ 0.50% · 4.625%
HK$82,973
+HK$4,154/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,638/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,126 · Scale 2, in force from 26 Feb 2026)