LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,343
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,505
−HK$1,180/mo
Today · 4.125%
HK$39,685
baseline
▲ 0.50% · 4.625%
HK$42,100
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,370/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,544
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,658
−HK$1,131/mo
Today · 4.125%
HK$43,789
baseline
▲ 0.50% · 4.625%
HK$46,097
+HK$2,308/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,578/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,812
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,206
−HK$1,416/mo
Today · 4.125%
HK$47,622
baseline
▲ 0.50% · 4.625%
HK$50,520
+HK$2,898/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,244/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,853
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,190
−HK$1,356/mo
Today · 4.125%
HK$52,546
baseline
▲ 0.50% · 4.625%
HK$55,316
+HK$2,770/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,092/mo (50% DSR)
Upfront cash ≈ HK$7.16M (deposit + AVD stamp duty HK$614,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,281
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,907
−HK$1,652/mo
Today · 4.125%
HK$55,559
baseline
▲ 0.50% · 4.625%
HK$58,940
+HK$3,381/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,118/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,162
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,722
−HK$1,582/mo
Today · 4.125%
HK$61,304
baseline
▲ 0.50% · 4.625%
HK$64,536
+HK$3,232/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,608/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,218
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,309
−HK$2,124/mo
Today · 4.125%
HK$71,433
baseline
▲ 0.50% · 4.625%
HK$75,780
+HK$4,347/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,866/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,780
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,785
−HK$2,035/mo
Today · 4.125%
HK$78,820
baseline
▲ 0.50% · 4.625%
HK$82,974
+HK$4,154/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,640/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,133 · Scale 2, in force from 26 Feb 2026)