LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,344
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,506
−HK$1,180/mo
Today · 4.125%
HK$39,686
baseline
▲ 0.50% · 4.625%
HK$42,101
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,372/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,545
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,659
−HK$1,131/mo
Today · 4.125%
HK$43,790
baseline
▲ 0.50% · 4.625%
HK$46,098
+HK$2,308/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,580/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,813
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,207
−HK$1,416/mo
Today · 4.125%
HK$47,623
baseline
▲ 0.50% · 4.625%
HK$50,521
+HK$2,898/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,246/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,854
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,191
−HK$1,357/mo
Today · 4.125%
HK$52,548
baseline
▲ 0.50% · 4.625%
HK$55,317
+HK$2,769/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,096/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,282
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,908
−HK$1,652/mo
Today · 4.125%
HK$55,560
baseline
▲ 0.50% · 4.625%
HK$58,941
+HK$3,381/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,120/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,163
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,723
−HK$1,582/mo
Today · 4.125%
HK$61,305
baseline
▲ 0.50% · 4.625%
HK$64,537
+HK$3,232/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,610/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,220
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$69,310
−HK$2,125/mo
Today · 4.125%
HK$71,435
baseline
▲ 0.50% · 4.625%
HK$75,781
+HK$4,346/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,870/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,781
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,787
−HK$2,034/mo
Today · 4.125%
HK$78,821
baseline
▲ 0.50% · 4.625%
HK$82,976
+HK$4,155/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,642/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,145 · Scale 2, in force from 26 Feb 2026)