LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,347
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,508
−HK$1,181/mo
Today · 4.125%
HK$39,689
baseline
▲ 0.50% · 4.625%
HK$42,104
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,378/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,548
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,662
−HK$1,131/mo
Today · 4.125%
HK$43,793
baseline
▲ 0.50% · 4.625%
HK$46,101
+HK$2,308/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,586/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,816
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,210
−HK$1,416/mo
Today · 4.125%
HK$47,626
baseline
▲ 0.50% · 4.625%
HK$50,524
+HK$2,898/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,252/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,857
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,195
−HK$1,356/mo
Today · 4.125%
HK$52,551
baseline
▲ 0.50% · 4.625%
HK$55,321
+HK$2,770/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,102/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,285
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,912
−HK$1,652/mo
Today · 4.125%
HK$55,564
baseline
▲ 0.50% · 4.625%
HK$58,945
+HK$3,381/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$111,128/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,167
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,727
−HK$1,583/mo
Today · 4.125%
HK$61,310
baseline
▲ 0.50% · 4.625%
HK$64,541
+HK$3,231/mo
Deposit HK$4.91M · loan HK$11.46M · min. income ≈ HK$122,620/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,224
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,315
−HK$2,125/mo
Today · 4.125%
HK$71,440
baseline
▲ 0.50% · 4.625%
HK$75,787
+HK$4,347/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,880/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,786
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,792
−HK$2,035/mo
Today · 4.125%
HK$78,827
baseline
▲ 0.50% · 4.625%
HK$82,982
+HK$4,155/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,654/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,187 · Scale 2, in force from 26 Feb 2026)