LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,348
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,510
−HK$1,180/mo
Today · 4.125%
HK$39,690
baseline
▲ 0.50% · 4.625%
HK$42,105
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,380/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,550
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,664
−HK$1,130/mo
Today · 4.125%
HK$43,794
baseline
▲ 0.50% · 4.625%
HK$46,103
+HK$2,309/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,588/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,818
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,212
−HK$1,416/mo
Today · 4.125%
HK$47,628
baseline
▲ 0.50% · 4.625%
HK$50,527
+HK$2,899/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,256/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,860
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,197
−HK$1,356/mo
Today · 4.125%
HK$52,553
baseline
▲ 0.50% · 4.625%
HK$55,323
+HK$2,770/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,106/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,288
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,914
−HK$1,652/mo
Today · 4.125%
HK$55,566
baseline
▲ 0.50% · 4.625%
HK$58,948
+HK$3,382/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$111,132/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,169
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,730
−HK$1,582/mo
Today · 4.125%
HK$61,312
baseline
▲ 0.50% · 4.625%
HK$64,544
+HK$3,232/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$122,624/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,227
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,318
−HK$2,125/mo
Today · 4.125%
HK$71,443
baseline
▲ 0.50% · 4.625%
HK$75,790
+HK$4,347/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,886/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,789
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,795
−HK$2,035/mo
Today · 4.125%
HK$78,830
baseline
▲ 0.50% · 4.625%
HK$82,985
+HK$4,155/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,660/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,212 · Scale 2, in force from 26 Feb 2026)