LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,348
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,510
−HK$1,181/mo
Today · 4.125%
HK$39,691
baseline
▲ 0.50% · 4.625%
HK$42,106
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,382/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,550
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,664
−HK$1,131/mo
Today · 4.125%
HK$43,795
baseline
▲ 0.50% · 4.625%
HK$46,103
+HK$2,308/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,590/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,818
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,212
−HK$1,417/mo
Today · 4.125%
HK$47,629
baseline
▲ 0.50% · 4.625%
HK$50,527
+HK$2,898/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,258/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,860
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,197
−HK$1,356/mo
Today · 4.125%
HK$52,553
baseline
▲ 0.50% · 4.625%
HK$55,324
+HK$2,771/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,106/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,288
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,914
−HK$1,653/mo
Today · 4.125%
HK$55,567
baseline
▲ 0.50% · 4.625%
HK$58,948
+HK$3,381/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$111,134/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,170
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,730
−HK$1,582/mo
Today · 4.125%
HK$61,312
baseline
▲ 0.50% · 4.625%
HK$64,544
+HK$3,232/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$122,624/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,227
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,318
−HK$2,125/mo
Today · 4.125%
HK$71,443
baseline
▲ 0.50% · 4.625%
HK$75,790
+HK$4,347/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,886/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,790
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$76,795
−HK$2,035/mo
Today · 4.125%
HK$78,830
baseline
▲ 0.50% · 4.625%
HK$82,985
+HK$4,155/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,660/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,215 · Scale 2, in force from 26 Feb 2026)