LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,350
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,512
−HK$1,180/mo
Today · 4.125%
HK$39,692
baseline
▲ 0.50% · 4.625%
HK$42,107
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,384/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,552
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$42,666
−HK$1,130/mo
Today · 4.125%
HK$43,796
baseline
▲ 0.50% · 4.625%
HK$46,105
+HK$2,309/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,592/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,820
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,214
−HK$1,417/mo
Today · 4.125%
HK$47,631
baseline
▲ 0.50% · 4.625%
HK$50,529
+HK$2,898/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,262/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,862
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,199
−HK$1,357/mo
Today · 4.125%
HK$52,556
baseline
▲ 0.50% · 4.625%
HK$55,326
+HK$2,770/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,112/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,290
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,917
−HK$1,652/mo
Today · 4.125%
HK$55,569
baseline
▲ 0.50% · 4.625%
HK$58,950
+HK$3,381/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$111,138/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,172
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,732
−HK$1,583/mo
Today · 4.125%
HK$61,315
baseline
▲ 0.50% · 4.625%
HK$64,547
+HK$3,232/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$122,630/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,230
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,321
−HK$2,125/mo
Today · 4.125%
HK$71,446
baseline
▲ 0.50% · 4.625%
HK$75,793
+HK$4,347/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,892/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,793
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,799
−HK$2,035/mo
Today · 4.125%
HK$78,834
baseline
▲ 0.50% · 4.625%
HK$82,989
+HK$4,155/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,668/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,242 · Scale 2, in force from 26 Feb 2026)