LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,350
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,512
−HK$1,181/mo
Today · 4.125%
HK$39,693
baseline
▲ 0.50% · 4.625%
HK$42,108
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,386/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,552
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,666
−HK$1,131/mo
Today · 4.125%
HK$43,797
baseline
▲ 0.50% · 4.625%
HK$46,105
+HK$2,308/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,594/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,820
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,215
−HK$1,416/mo
Today · 4.125%
HK$47,631
baseline
▲ 0.50% · 4.625%
HK$50,529
+HK$2,898/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,262/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,862
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,199
−HK$1,357/mo
Today · 4.125%
HK$52,556
baseline
▲ 0.50% · 4.625%
HK$55,326
+HK$2,770/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,112/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,290
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,917
−HK$1,653/mo
Today · 4.125%
HK$55,570
baseline
▲ 0.50% · 4.625%
HK$58,951
+HK$3,381/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$111,140/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,173
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,733
−HK$1,582/mo
Today · 4.125%
HK$61,315
baseline
▲ 0.50% · 4.625%
HK$64,547
+HK$3,232/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$122,630/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,231
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,322
−HK$2,125/mo
Today · 4.125%
HK$71,447
baseline
▲ 0.50% · 4.625%
HK$75,794
+HK$4,347/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,894/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,793
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,799
−HK$2,035/mo
Today · 4.125%
HK$78,834
baseline
▲ 0.50% · 4.625%
HK$82,990
+HK$4,156/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,668/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,246 · Scale 2, in force from 26 Feb 2026)