LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,351
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,512
−HK$1,181/mo
Today · 4.125%
HK$39,693
baseline
▲ 0.50% · 4.625%
HK$42,108
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,386/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,552
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,667
−HK$1,130/mo
Today · 4.125%
HK$43,797
baseline
▲ 0.50% · 4.625%
HK$46,106
+HK$2,309/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,594/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,821
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$46,215
−HK$1,416/mo
Today · 4.125%
HK$47,631
baseline
▲ 0.50% · 4.625%
HK$50,530
+HK$2,899/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,262/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,863
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$51,200
−HK$1,356/mo
Today · 4.125%
HK$52,556
baseline
▲ 0.50% · 4.625%
HK$55,327
+HK$2,771/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,112/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,291
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,917
−HK$1,653/mo
Today · 4.125%
HK$55,570
baseline
▲ 0.50% · 4.625%
HK$58,951
+HK$3,381/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$111,140/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,173
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,733
−HK$1,583/mo
Today · 4.125%
HK$61,316
baseline
▲ 0.50% · 4.625%
HK$64,548
+HK$3,232/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$122,632/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,231
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,322
−HK$2,125/mo
Today · 4.125%
HK$71,447
baseline
▲ 0.50% · 4.625%
HK$75,794
+HK$4,347/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,894/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,794
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,800
−HK$2,035/mo
Today · 4.125%
HK$78,835
baseline
▲ 0.50% · 4.625%
HK$82,990
+HK$4,155/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,670/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,250 · Scale 2, in force from 26 Feb 2026)