LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,352
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,514
−HK$1,180/mo
Today · 4.125%
HK$39,694
baseline
▲ 0.50% · 4.625%
HK$42,109
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,388/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,553
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,668
−HK$1,130/mo
Today · 4.125%
HK$43,798
baseline
▲ 0.50% · 4.625%
HK$46,107
+HK$2,309/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,596/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,822
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,216
−HK$1,417/mo
Today · 4.125%
HK$47,633
baseline
▲ 0.50% · 4.625%
HK$50,531
+HK$2,898/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,266/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,864
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,201
−HK$1,357/mo
Today · 4.125%
HK$52,558
baseline
▲ 0.50% · 4.625%
HK$55,329
+HK$2,771/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,116/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,292
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,919
−HK$1,653/mo
Today · 4.125%
HK$55,572
baseline
▲ 0.50% · 4.625%
HK$58,953
+HK$3,381/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$111,144/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,175
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,735
−HK$1,583/mo
Today · 4.125%
HK$61,318
baseline
▲ 0.50% · 4.625%
HK$64,550
+HK$3,232/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$122,636/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,233
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,324
−HK$2,125/mo
Today · 4.125%
HK$71,449
baseline
▲ 0.50% · 4.625%
HK$75,797
+HK$4,348/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,898/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,796
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,802
−HK$2,035/mo
Today · 4.125%
HK$78,837
baseline
▲ 0.50% · 4.625%
HK$82,993
+HK$4,156/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,674/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,269 · Scale 2, in force from 26 Feb 2026)