LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,353
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,515
−HK$1,180/mo
Today · 4.125%
HK$39,695
baseline
▲ 0.50% · 4.625%
HK$42,111
+HK$2,416/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,390/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,555
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,669
−HK$1,131/mo
Today · 4.125%
HK$43,800
baseline
▲ 0.50% · 4.625%
HK$46,109
+HK$2,309/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,600/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,823
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,218
−HK$1,416/mo
Today · 4.125%
HK$47,634
baseline
▲ 0.50% · 4.625%
HK$50,533
+HK$2,899/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,268/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,866
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,203
−HK$1,357/mo
Today · 4.125%
HK$52,560
baseline
▲ 0.50% · 4.625%
HK$55,330
+HK$2,770/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,120/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,294
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,921
−HK$1,652/mo
Today · 4.125%
HK$55,573
baseline
▲ 0.50% · 4.625%
HK$58,955
+HK$3,382/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$111,146/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,177
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,737
−HK$1,583/mo
Today · 4.125%
HK$61,320
baseline
▲ 0.50% · 4.625%
HK$64,552
+HK$3,232/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$122,640/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,235
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,327
−HK$2,124/mo
Today · 4.125%
HK$71,451
baseline
▲ 0.50% · 4.625%
HK$75,799
+HK$4,348/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,902/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,798
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,805
−HK$2,035/mo
Today · 4.125%
HK$78,840
baseline
▲ 0.50% · 4.625%
HK$82,995
+HK$4,155/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,680/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,288 · Scale 2, in force from 26 Feb 2026)