LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,353
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,515
−HK$1,181/mo
Today · 4.125%
HK$39,696
baseline
▲ 0.50% · 4.625%
HK$42,111
+HK$2,415/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,392/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,555
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,670
−HK$1,130/mo
Today · 4.125%
HK$43,800
baseline
▲ 0.50% · 4.625%
HK$46,109
+HK$2,309/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,600/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$614,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,824
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,218
−HK$1,417/mo
Today · 4.125%
HK$47,635
baseline
▲ 0.50% · 4.625%
HK$50,533
+HK$2,898/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,270/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,866
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,204
−HK$1,356/mo
Today · 4.125%
HK$52,560
baseline
▲ 0.50% · 4.625%
HK$55,331
+HK$2,771/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,120/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,295
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,921
−HK$1,653/mo
Today · 4.125%
HK$55,574
baseline
▲ 0.50% · 4.625%
HK$58,956
+HK$3,382/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$111,148/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,177
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,738
−HK$1,583/mo
Today · 4.125%
HK$61,321
baseline
▲ 0.50% · 4.625%
HK$64,553
+HK$3,232/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$122,642/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,236
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$69,328
−HK$2,124/mo
Today · 4.125%
HK$71,452
baseline
▲ 0.50% · 4.625%
HK$75,800
+HK$4,348/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,904/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,800
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$76,806
−HK$2,035/mo
Today · 4.125%
HK$78,841
baseline
▲ 0.50% · 4.625%
HK$82,997
+HK$4,156/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,682/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,297 · Scale 2, in force from 26 Feb 2026)