LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,356
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,518
−HK$1,180/mo
Today · 4.125%
HK$39,698
baseline
▲ 0.50% · 4.625%
HK$42,114
+HK$2,416/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$79,396/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,558
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,673
−HK$1,130/mo
Today · 4.125%
HK$43,803
baseline
▲ 0.50% · 4.625%
HK$46,112
+HK$2,309/mo
Deposit HK$8.19M · loan HK$8.19M · min. income ≈ HK$87,606/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$614,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,827
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$46,221
−HK$1,417/mo
Today · 4.125%
HK$47,638
baseline
▲ 0.50% · 4.625%
HK$50,537
+HK$2,899/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$95,276/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,870
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$51,207
−HK$1,357/mo
Today · 4.125%
HK$52,564
baseline
▲ 0.50% · 4.625%
HK$55,335
+HK$2,771/mo
Deposit HK$6.55M · loan HK$9.83M · min. income ≈ HK$105,128/mo (50% DSR)
Upfront cash ≈ HK$7.17M (deposit + AVD stamp duty HK$614,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,298
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,925
−HK$1,653/mo
Today · 4.125%
HK$55,578
baseline
▲ 0.50% · 4.625%
HK$58,959
+HK$3,381/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$111,156/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,181
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,742
−HK$1,583/mo
Today · 4.125%
HK$61,325
baseline
▲ 0.50% · 4.625%
HK$64,557
+HK$3,232/mo
Deposit HK$4.91M · loan HK$11.47M · min. income ≈ HK$122,650/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$614,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,240
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$69,332
−HK$2,125/mo
Today · 4.125%
HK$71,457
baseline
▲ 0.50% · 4.625%
HK$75,805
+HK$4,348/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$142,914/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,804
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$76,811
−HK$2,035/mo
Today · 4.125%
HK$78,846
baseline
▲ 0.50% · 4.625%
HK$83,002
+HK$4,156/mo
Deposit HK$1.64M · loan HK$14.74M · min. income ≈ HK$157,692/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$614,337 · Scale 2, in force from 26 Feb 2026)